4 Best Tax Saving Option Full Detail In Hindi (2018)

Hello friends aaj main aapko 4 best tax saving option ke bare mai bataunga. agar aap income tax se bachna chahte hai to aap ke liye yaha par best income tax saving option available hai. agar aap bhi 2018 mai best tax saving option search kar rahe hai to ye post jarur padhe.

New pension scheme
Agar aap kahi job karte hai or aap ek ache tax saving option search kar rahe hai to ye aapke liye best income best tax saving option hai. NPS aapko ache return deti hai. agar main pehle 5 saal ke record ki baat karu to New pension scheme(NPS) ne 10% – 15% return diye hai. .

Agar aap ek ache NPS fund mai invest karte hai to aapko 12% se lekar 15% tak ka return milega. Yaha tak ki mutual fund bhi itna hi return deta hai. yaha par aap kam se kam paise invest karke bhi scheme NPS scheme shuru kar sakte hai. NPS Fund management fee 0.0009% se start hai.

New pension scheme mai aap kam se kam 500rs mahina or 6000rs salana invest kar sakte ho. New pension scheme mai investment ki koi limit nahi hai. yaha par aap jyada se jyada kitne bhi invest kar sakte ho. yaha par main aapko ek baat saaf saaf keh du ki aap Tier-1 mai maximum 1,50,000 rs invest kar sakte ho. is me aapko act 80c ke tahat benifit bhi milta hai.

Yaha par fund investment ke alag alag option hai, aap Equity, bond and gilt mai se koi bhi option select kar sakte hai. New pension scheme mai investment se pehle aap jaruri information collect kar le. or agar aapko sahi lage to uske baad hi aap invest kare. aap New pension scheme online apply kar sakte ho. agar NPS online apply nahi karna chahte to aap NPS offline apply bhi kar sakte ho.

National savings certificate (NSC)
National savings certificate bhi ek best tax saving option hai. aap National savings certificate scheme post office mai khulwa sakte hai. kyon ki ye ek government scheme hai isliye ye tax saving option National savings certificate aapko sirf post office mai hi milega.

National savings certificate mai kam se kam aapko 5 saal ke liye invest karna padega or uske baad aap return ka profilt le sakte hai. pehle ye scheme 10 saal ke liye thi. but ab 5 saal ke liye kar de gay hai . isme aapka paisa ek dum safe hai.

National savings certificate mai kam se kam 500 rs se invest kar sakte hai or maximum investment ki koi limit nahi hai. ye bhi 5 best tax saving option mai se ek hai. or government scheme hone ki wajah se logo ka trurst bhi is scheme mai jyada hai.

National savings certificate mai aap ko 7.8% interest milta hai. or intrest har 6 mahine mai add hoi jata bhai. Ye apko banko ke mukable jyada interst deta hai. isme aap akele ya fir partnership mai bhi invest kar sakte hai.

Unit Linked Investment Plan (ULIP)
According to 2010 IRDA rules, bima companies ne ULIP Charges kam kar diye hai. ULIP yojna Life risk coverage bhi deti hai. ab jo new ULIP policy aaye hai usme charge bahut kam hai. Unit Linked Investment Plan mai Guaranteed Return nahi hai. isme aapko 5% se 11 % return milta hai.

Agar aap ULIP se ache return lena chahte hai to aapko kam se kam 10-12 saal tak apna paise ULIP mai rakhna hoga. Agar aapko share market ya fir mutual fund par trust nahi hai to aapke liye Unit Linked Investment Plan (ULIP) best tax saving option ho sakta hai. Unit Linked Investment Plan (ULIP) mai aap ko ache return ke sath sath life coverage bhi mita hai.

Life Insurance Plans
Life Insurance Plans bhi ek best tax saving option hai. Agar aap Financial Planning karna chahte hai to aap Life Insurance Plans mai invest kare. Life Insurance Plans kam investment mai ache return or High risk coverage
bhi deta hai.

Bure samay mai paise kaam aaye isliye log Term insurance plans mai invest karte hai. aap apne 10-15 saal ke kharche ko dhyan mai rakh kar Life Insurance Policy chunne. best life insurance policy aapka tax to save karte hai sath mai aapko life ko bhi easy bana deti hai.

Main umeed karta hu ki aapko mere ye post 4 best tax saving option pasad aye hogi. agar aap bhi 2018 mai aapne tax save karne ke option search kar rahe hai to main umeed karta hu ki aapki is post mai se aapko best tax saving option mil gaya hoga.

Ye bhi padhe..
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